Retirement estate plan
Preserve the Wealth You’ve Spent a Lifetime Building
Your retirement years should be about enjoying what you’ve built — not worrying about what happens if something goes wrong.
Control How Your Assets Are Distributed
Retirement planning usually focuses on growing assets. But protecting those assets and ensuring they are passed on according to your wishes, requires a different kind of planning.
You decide how and when your assets are distributed to your heirs.
You’re protected against court involvement, remarriage, or unintended transfer.
Your surviving spouse can access accounts, manage finances, and continue living without interruption.
Your accounts and assets are properly titled so your family isn’t left navigating court or financial uncertainty.
Turn Decades of Financial Planning Into a Complete Protection Plan
Through the S.T.E.P.™ process, your plan is properly structured, funded, and ready to work for when the time comes
This plan is perfect for those:
Approaching or already in retirement
Owning a home, investments, or multiple financial accounts
Wanting their spouse or children to manage assets easily if something happens
Wanting clear instructions in place for healthcare and financial decisions
Complete protection for your legacy and your loved ones for $3,649 USD.
What a Properly Structured Retirement
Trust Makes Possible
Your surviving spouse stays protected
When one spouse passes away, the other needs immediate access to accounts and the ability to manage finances. A properly structured trust ensures that access is clear from day one.
Your assets go where you intend
A properly funded trust directs your home, accounts, and investments to your chosen heirs without court involvement or delays.
Probate stays out of it
Without a trust, estates often go through probate — a public, time-consuming, and costly court process. A properly structured trust helps your family avoid it.
Your beneficiary designations are aligned
Outdated designations (an ex-spouse, deceased beneficiary) are one of the most common and costly estate planning mistakes. We review your accounts to ensure everything points to the right people.
Your legacy passes on your terms
You decide who, how, and when assets are distributed, helping ensure the wealth you built goes exactly where it’s meant to go.
Your family knows
what to do
Your documents are organized, securely stored, and accessible. Your loved ones know what's in place, how to access it, and what to do when the time comes.
Your Plan, Fully Built and Put in Place
The Retirement Estate Plan is delivered through the S.T.E.P.™ Signature Trust Process — a structured, specialist-led system that
takes your plan from first conversation to a completed, funded trust.
Step 1
Introduction & Planning
A Certified Estate Planning Advisor introduces you to the process, answers your initial questions, and helps determine your next steps.
Step 2
Discovery & Plan Selection
A Certified Intake Specialist meets with you for a one-hour virtual discovery call to understand your family situation, assets, and goals and confirm which S.T.E.P.™ package is the right fit.
Step 3
Creating Your Trust
A Trust Creation Specialist guides you through a single session where your plan is built, reviewed, and notarized. Your finalized documents are then uploaded to your personal secure vault at Wealth.com.
Step 4
Funding Your Trust
A Trust Funding Specialist ensures your assets (home, accounts, investments) are correctly titled under your trust, and follows up to confirm nothing is missed.
Step 5
ongoing
support
A Client Relationship Specialist oversees your entire file from the first handoff through final funding, serves as your primary point of contact, and schedules your first annual review.
What’s Included
Every Retirement Estate Plan is delivered through the S.T.E.P.™ Signature Trust™ Process and includes the following:
Planning & Creation
Advisor-led Discovery Meeting to review your goals, family structure, and assets
Advisor-led Trust Creation Meeting
Advisor-led Trust Creation Meeting
State-specific Individual or Joint Revocable Living Trust
Durable Power of Attorney (financial & legal)
Advance Healthcare Directive
HIPAA Authorization
Certificate of Trust
Tangible Personal Property General Assignment
Asset & Funding Coordination
Schedule of Property
Creation of Homestead Exemption Form
List of Beneficiaries
Advisor-led Trust Funding Guidance
Emergency Access Contacts
Execution & Ongoing Support
Remote Online Notarization & Witnesses
Advisor-led Family Meeting
Digital copy of your completed trust uploaded to your secure online vault
S.T.E.P. Client For Life Program
One session. Two hours. $3,649. Your legacy, protected and properly transferred.
Get StartedReady to Protect the Wealth
You’ve Built?
Getting started is simple. Fill out the form below and a Certified Estate Planning Advisor
will review your information and reach out to schedule your first call.
