first responder estate plan
You Plan for Every Emergency. Don’t Skip This One.
You run toward the situations most people run from. But what happens to your family if you don't come home — or can't work?
This package is designed to ensure your family, assets, and benefits are protected if the unexpected happens.
A Trust Built For the Realities of Your Profession
Police officers, firefighters, paramedics, and other emergency professionalslive with a level of risk that most estate plans never account for.
The First Responder Estate Plan goes deeper and is structured around your income,your benefits, your risk exposure, and your family's specific situation.
Your pension and survivor benefits are structured so your family knows exactly what they're entitled to and how to access it.
Your spouse has a clear plan of action: who to call, what to access, and how to navigate your benefits if you're injured or don't come home.
Your children are protected and your assets are structured so your family's financial stability doesn't disappear with your paycheck.
If You Walk Into Risk Every Shift, Your Family Deserves a Plan That Reflects That
Where standard wills often leave gaps when it comes to managing pensions, benefits, real estate, and family responsibilities, the First Responder Estate Plan is designed to address those realities.
This plan is best for those:
Working in Fire, EMS, or Law Enforcement
With a spouse or family who depends entirely or primarily on their income
With a pension, 401K, or union benefits that need to be properly structured
Who haven't walked their spouse through what happens if they're injured, disabled, or killed in the line of duty
Complete protection for your loved ones for $3,649 USD.
Don’t Risk Your Family’s Security
A disability doesn't leave your family unprotected
When a first responder is hurt on the job, workers' comp doesn't just pay out. The default position is denial, and the burden of proof falls on you. Your trust ensures your family has financial structure and asset access in place before that process plays out.
Your children are provided for
no matter what
Without a trust, no one has legally designated authority over your assets or your children's care if something happens to both parents. Your First Responder Estate Plan names guardians, structures inheritance terms, and ensures your kids are cared for on your terms.
Your income gap has a plan behind it
First responders retire earlier than most, and many carry families on a single income. If that income stops suddenly, the financial impact is immediate. Your trust structures asset access and continuity so your family isn't scrambling when the worst happens.
Your family has answers before they need them
The hardest calls your spouse will ever make shouldn't also be the most confusing. Your plan is documented, organized, and stored securely in your personal digital vault through Wealth.com, so the people you're protecting can actually access it the moment they need it.
A Plan Built to Be Ready When It Matters Most
Through the S.T.E.P.™ Signature Trust Process, your estate plan is carefully built, finalized,
and funded so your family has clarity, protection, and direction when they need it.
Step 1
Introduction & Planning
A Certified Estate Planning Advisor introduces you to the process, answers your initial questions, and helps determine your next steps.
Step 2
Discovery & Plan Selection
A Certified Intake Specialist meets with you for a one-hour virtual discovery call to understand your family situation, assets, and goals and confirm which S.T.E.P.™ package is the right fit.
Step 3
Creating Your Trust
A Trust Creation Specialist guides you through a single session where your plan is built, reviewed, and notarized. Your finalized documents are then uploaded to your personal secure vault at Wealth.com.
Step 4
Funding Your Trust
A Trust Funding Specialist ensures your assets (home, accounts, investments) are correctly titled under your trust, and follows up to confirm nothing is missed.
Step 5
ongoing
support
A Client Relationship Specialist oversees your entire file from the first handoff through final funding, serves as your primary point of contact, and schedules your first annual review.
What’s Included
Every First Responder Estate Plan is delivered through the S.T.E.P.™ Signature Trust™ Process and includes the following:
Planning & Creation
Advisor-led Discovery Meeting to review your goals, family structure, and assets
Advisor-led Trust Creation Meeting
Your Core Documents
State-specific Individual or Joint Revocable Living Trust
Pour-Over Will
Durable Power of Attorney (financial & legal)
Advance Healthcare Directive
HIPAA Authorization
Certificate of Trust
Tangible Personal Property General Assignment
Line of Duty Planning Considerations
Survivor Asset Coordination Guidance
Asset & Funding Coordination
Schedule of Property
Creation of Homestead Exemption Form
List of Beneficiaries
Advisor-led Trust Funding Guidance
Emergency Access Contacts
Execution & Ongoing Support
Remote Online Notarization & Witnesses
Advisor-led Family Meeting
Digital copy of your completed trust uploaded to your secure online vault
S.T.E.P. Client For Life Program
One session. Two hours. $3,649. Your legacy, protected and properly transferred.
Get StartedPut The Right Protection
In Place for Your Family
Complete the form below to begin your First Responder Estate Plan.
A member of our team will review your information and guide you through the next steps.
